Premier Mortgage Consultants LTD

Mortgage Lender serving Lakewood, OH

About Premier Mortgage Consultants LTD

Premier Mortgage Consultants, Ltd. has been serving clients as a direct lender since 2004, offering competitive mortgage rates and a diverse array of loan products. Founded by John Katsaros, who brings over two decades of banking experience, the company prides itself on personalized service and a commitment to timely closings. They have been recognized among the Top 5 Most Competitive by The Wall Street Journal, indicating their strong market position.

The lender distinguishes itself through its focus on client-specific needs, accommodating both purchase and refinance transactions for a wide range of borrowers, including first-time homebuyers and those seeking investment properties. Operating across Ohio, North Carolina, Tennessee, and Minnesota, Premier Mortgage Consultants leverages its local expertise, particularly in Northeast Ohio, to provide tailored advice and support throughout the loan process.

Committed to convenience, Premier Mortgage Consultants offers high-tech digital capabilities such as online applications, pre-qualification tools, and interactive rate calculators, ensuring a streamlined and accessible experience. Their dedication to quality service, transparent pricing, and assisting clients from various credit backgrounds, from excellent to those with lower scores, underscores their mission to help individuals achieve homeownership.

Company Information

Founded: 2004
Lender Type: Direct Lender
Headquarters: Lakewood, OH

Licensed In

OHNCTNMN

Certifications & Credentials

NMLS LicensedFHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

General Home Purchase Loan

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
300
Min Credit Score

General Home Refinance Loan

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
300
Min Credit Score

Fixed Rate Mortgage

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home

Adjustable Rate Mortgage (ARM)

Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home

Hybrid ARM

Loan Types:
Conventional
Rate Types:
Hybrid ARM
Property Types:
Single-Family Home

HARP 2.0 Refinance

Loan Types:
Refinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

FHA Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program

VA Home Loan

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
0

Interest Only Mortgage

Loan Types:
Interest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family Home

Reverse Mortgage

Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Graduated Payment Mortgage

Loan Types:
Conventional
Property Types:
Single-Family Home

USDA Loan (Rural Development)

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
0

HomePath Program

Loan Types:
Conventional
Property Types:
Single-Family HomeCondoTownhouse

Contact Information

14700 Detroit Ave
Lakewood, OH 44107
US
Mailing Address:
14700 Detroit Ave. Suite 3 Lakewood, Ohio 44107

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Business Information

Category: Mortgage Lender
Location: Lakewood, OH
Status: Standard
Founded: 2004
Type: Direct Lender
NMLS ID: 71017
Profile Views: 0

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