Prime Rate Mortgage ™

Prime Rate Mortgage is a direct lender committed to making the homeownership journey easy, fast, and reliable for borrowers. With a promise of loan approvals in as little as one day, they strive to provide the necessary support and loan options, including those with minimal down payments, to help clients succeed in today's dynamic housing market.

The company offers a comprehensive suite of home loan products designed to fit diverse financial goals and situations. Their offerings include popular Conventional, FHA, VA, and USDA loans, catering to a wide range of borrowers from first-time homebuyers with limited savings or credit challenges, to veterans and active military members seeking 100% financing. They also provide Adjustable-Rate Mortgages (ARMs) and address jumbo loan needs, ensuring a broad spectrum of solutions for purchasing or refinancing a home.

Prime Rate Mortgage operates on a model where they originate loans and frequently sell them to investors on the secondary market, ensuring continuous capital availability for new mortgages. This approach allows them to focus on efficient origination and client support, guiding borrowers through the critical decisions of securing a mortgage. Their commitment lies in fostering open communication and providing expert advice to navigate the complexities of home financing.