Prime Time Mortgage

Mortgage Lender serving Indianapolis, IN

About Prime Time Mortgage

Prime Time Mortgage Corp. positions itself as a versatile mortgage provider, dedicated to serving a broad spectrum of clients from those with perfect credit to individuals navigating less-than-ideal credit situations. Operating from Springfield, NJ, the company specializes in arranging a wide array of home and commercial financing solutions, emphasizing personalized service for every borrower.

The firm is particularly noted for its expertise in VA home loans, offering 100% financing without mortgage insurance, specifically catering to active duty and retired military personnel. Beyond VA loans, Prime Time Mortgage Corp. provides conventional and FHA purchase options, including low down payment programs and interest-only conventional loan solutions. They also assist homeowners with various refinance options, cash-out refinances, home equity lines of credit, and specialized solutions for challenging situations like debt consolidation, bankruptcy buyouts, and foreclosure bailouts.

Committed to accessibility and transparency, Prime Time Mortgage Corp. leverages an online questionnaire for initial inquiries and credit analysis. While supporting a wide credit range, the company prioritizes educating borrowers, particularly veterans, about their loan benefits and eligibility. Their focus on arranging diverse mortgage types underscores their aim to find suitable financing for nearly any unique borrower scenario.

Company Information

Lender Type: Mortgage Broker
Headquarters: Springfield, NJ

Certifications & Credentials

VA Approved

Digital Capabilities

Online Application

Home Loan Products

VA Home Loan Programs

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment ProgramNo PMI Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV

Conventional and FHA Purchase Loans

Loan Types:
ConventionalFHAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
96.5%
Max LTV

Refinance & Home Equity Solutions

Loan Types:
RefinanceCash-Out RefinanceHELOCHome Equity LoanHome Equity LoanConstructionRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
90%
Max LTV

Commercial Loan Products

Commercial Mortgages

Loan Types:
Conventional CRECommercial Construction

Contact Information

11685 Fox Rd
Indianapolis, IN 46236
US
Mailing Address:
275 Route 22 East Springfield, NJ 07081

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Business Information

Category: Mortgage Lender
Location: Indianapolis, IN
Status: Standard
Type: Mortgage Broker
Profile Views: 0

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