RanchoTed

Ranchoted Real Estate Loans & Investments, Inc. has established itself as a prominent real estate financial lender in San Diego, primarily serving clients across California. Spearheaded by founder Ted Pryzbylek, a seasoned veteran with over 30 years in the lending industry, the company operates on a foundation of "common-sense lending." This distinctive approach prioritizes property equity and loan-to-value ratios over conventional credit scores or income documentation, making them an accessible solution for borrowers who may not fit traditional lending criteria.

The firm offers a comprehensive suite of financing options, including specialized private money and hard money loans, non-qualified mortgages, and traditional government-backed loans like FHA and VA, alongside conventional products. They cater particularly to self-employed individuals, foreign investors, and those seeking quick closings, boasting the capability to finalize some loans in as little as three days. Additionally, Ranchoted provides solutions for commercial loans, construction financing, HELOCs, and bridge loans, demonstrating a broad capacity for diverse real estate investment and ownership needs.

Ranchoted differentiates itself not only through its flexible lending strategies but also through its unique branding inspired by Ted Pryzbylek's own ranch in Alpine, CA. This reflects their commitment to a balanced and holistic approach to client relationships and financial solutions. By combining deep industry expertise with a personalized, efficient, and creative service philosophy, Ranchoted aims to provide tailored financing that empowers clients to achieve their real estate goals with speed and precision.