Randy Cook at CrossCountry Mortgage LLC

Mortgage Lender serving Lewisville, TX

About Randy Cook at CrossCountry Mortgage LLC

Texas Lending Express positions itself as a trusted mortgage lender serving the Texas community. They emphasize providing personalized service and a wide array of loan options to help individuals and families achieve their homeownership dreams, whether they are first-time buyers or seasoned homeowners.

The lender distinguishes itself through its comprehensive product offerings, including Conventional, FHA, VA, USDA, Jumbo, Construction, and specialized Non-QM loans. They cater to diverse financial situations, including self-employed individuals and those with unique income structures, offering flexible solutions to meet varied client needs.

Texas Lending Express leverages a streamlined digital process, enabling convenient online applications, digital document submissions, and real-time status updates. Their commitment to guiding clients through every step of the mortgage journey, combined with a focus on competitive rates and efficiency, aims to provide a stress-free and positive lending experience.

Company Information

Lender Type: Direct Lender
Headquarters: Houston, TX

Licensed In

TX

Digital Capabilities

Online Application
Digital Document Upload
Pre-Qualification Tool
E-Signature
Real-Time Status Updates

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Good (680-739)Excellent (740+)
3%
Min Down Payment

FHA Loans

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
620
Min Credit Score

VA Loans

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Good (680-739)Excellent (740+)
0

USDA Loans

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Good (680-739)Excellent (740+)
0

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)

Construction Loans

Loan Types:
Construction
Rate Types:
Adjustable Rate (ARM)Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Non-QM Loans

Loan Types:
Non-QMBank StatementAsset Depletion
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorBusiness OwnerInvestor
Income Verification:
Bank StatementAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)

Contact Information

4400 State Hwy 121 Suite 311 & 380
Lewisville, TX 75254
US
Mailing Address:
8580 Katy Fwy Suite 100, Houston, TX 77024

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Business Information

Category: Mortgage Lender
Location: Lewisville, TX
Status: Standard
Type: Direct Lender
Profile Views: 0

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