Recovco Mortgage

Mortgage Lender serving Irving, TX

About Recovco Mortgage

Recovco Mortgage is a full-service direct mortgage lender based in Virginia Beach, VA, committed to simplifying the home loan process. With a strong focus on personalized service and digital efficiency, Recovco aims to make homeownership accessible for a wide range of borrowers across 40 states. They leverage cutting-edge technology to streamline applications and provide real-time updates, ensuring a smooth and transparent experience from start to finish.

The lender offers a comprehensive suite of home loan products, including Conventional, FHA, VA, USDA, and Jumbo loans, catering to diverse financial situations and property types. They are particularly adept at assisting first-time homebuyers with low or no down payment options, and also provide specialized Non-QM programs, including Bank Statement loans, for self-employed individuals and those with non-traditional income. Additionally, Recovco supports existing homeowners with various refinance options and home equity solutions.

Recovco Mortgage prides itself on its customer-centric approach, evidenced by its 4.8-star average client rating and an A+ rating with the Better Business Bureau. Their dedicated team of loan officers provides expert guidance, combining the convenience of a fully digital process with the assurance of human support. By offering competitive rates and a broad array of loan programs, Recovco strives to be a trusted partner in achieving home financing goals.

Company Information

Lender Type: Direct Lender
Headquarters: Virginia Beach, VA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
E-Signature
Digital Closing
Real-Time Status Updates

Home Loan Products

Conventional Mortgage Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

FHA Government Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program
3.5%
Min Down Payment

VA Home Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
0

USDA Rural Development Loans

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
0

Jumbo Mortgage Solutions

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Non-QM and Alternative Documentation Loans

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementStated Income
Special Programs:
Self-Employed ProgramBank Statement Program

Home Equity & HELOC Programs

Loan Types:
HELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Contact Information

4600 Fuller Dr Ste 300
Irving, TX 75038
US

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Business Information

Category: Mortgage Lender
Location: Irving, TX
Status: Standard
Type: Direct Lender
NMLS ID: 124031
Profile Views: 11

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