Reynaldo Herrera - Residential Bancorp
Mortgage Broker serving Las Vegas, NV
About Reynaldo Herrera - Residential Bancorp
Bancorp Retail is a prominent direct lender established in 2005, headquartered in Houston, TX, and serving clients across all 50 states. The company specializes in providing a diverse portfolio of residential and commercial financing solutions, leveraging cutting-edge technology to offer a streamlined and efficient loan experience for both individual homeowners and commercial investors. Their commitment to accessibility is evident through flexible credit requirements and a broad range of loan products designed to meet varied financial needs.
Distinguishing itself in the competitive lending landscape, Bancorp Retail combines digital convenience with a personalized touch. They offer an array of online tools, including applications, document submission, and real-time status updates, complemented by virtual consultations and an AI chatbot for instant support. This blend of innovation and personal service aims to simplify the often complex process of securing a mortgage or commercial loan, ensuring a smooth journey from application to closing.
With a team of over 100 dedicated professionals, Bancorp Retail has successfully facilitated over $10 billion in loans since its inception, earning a strong reputation with high customer ratings. The firm is particularly adept at handling specialized scenarios, including loans for first-time homebuyers, self-employed individuals, and a wide spectrum of commercial real estate ventures, reinforcing its position as a versatile and reliable financial partner.
Distinguishing itself in the competitive lending landscape, Bancorp Retail combines digital convenience with a personalized touch. They offer an array of online tools, including applications, document submission, and real-time status updates, complemented by virtual consultations and an AI chatbot for instant support. This blend of innovation and personal service aims to simplify the often complex process of securing a mortgage or commercial loan, ensuring a smooth journey from application to closing.
With a team of over 100 dedicated professionals, Bancorp Retail has successfully facilitated over $10 billion in loans since its inception, earning a strong reputation with high customer ratings. The firm is particularly adept at handling specialized scenarios, including loans for first-time homebuyers, self-employed individuals, and a wide spectrum of commercial real estate ventures, reinforcing its position as a versatile and reliable financial partner.
Company Information
Founded: 2005
Team Size: over 100 dedicated professionals
Lender Type: Direct Lender
Headquarters: Houston, TX
Total Loans Originated: over $10 billion
Licensed In
ALL
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
E-Signature
Real-Time Status Updates
Pre-Qualification Tool
Rate Calculator
Online Account Management
Video Consultation
AI Chatbot
Home Loan Products
Residential Mortgage Solutions
Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out RefinanceHELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment AssistanceVeteran ProgramRenovation Loan
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
620
Min Credit Score
Non-QM and Specialty Loans
Loan Types:
Non-QMBank StatementAsset DepletionDSCRPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedRetired
Income Verification:
Bank StatementAsset Depletion
Special Programs:
Self-Employed ProgramAsset Depletion Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Commercial Loan Products
Commercial Real Estate Loans
Loan Types:
Conventional CREBridge LoanCommercial ConstructionSBA 7(a)SBA 504Commercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityMixed-UseSelf-StorageHealthcare
Industry Focus:
Multifamily Real EstateOfficeRetailIndustrialHospitalitySelf-StorageHealthcare
Contact Information
231 W Charleston Blvd
Las Vegas, NV 89102
US
Mailing Address:
555 Main Street, Suite 100, Houston, TX 77002
Get a Free Quote
Thank you! Your request has been sent. We will contact you soon.
An error occurred. Please try again.
Business Information
Category: Mortgage Broker
Location: Las Vegas, NV
Status: Standard
Founded: 2005
Type: Direct Lender
NMLS ID: NMLS ID #123456
Loans Originated: over $10 billion
Profile Views: 0
Advertisement Space