Seacoast Mortgage Corp

Mortgage Lender serving Boston, MA

About Seacoast Mortgage Corp

Seacoast Mortgage Corporation is a dedicated direct lender specializing in helping individuals achieve their homeownership and refinancing goals. Proudly serving Rhode Island, Massachusetts, Connecticut, and Florida, Seacoast offers a comprehensive suite of loan products including Conventional, FHA, VA, USDA, and HomeReady® loans, alongside specialized refinancing and private lending options. Their expertise extends to assisting first-time homebuyers, veterans, and those seeking flexible financing solutions.

Committed to a client-first approach, Seacoast Mortgage prides itself on earning trust through consultation and understanding individual needs. Their experienced loan officers and support staff are available 24/7 to guide clients through a seamless, cost-effective mortgage process. The company leverages modern digital capabilities, including online applications and e-signing technology, to provide a secure and convenient experience from application to closing.

Seacoast Mortgage stands out by focusing on providing competitive rates and assisting borrowers who may have been turned away by traditional banks. They emphasize personalized service, offering valuable resources such as free credit repair and financial guidance. Their mission is to simplify the complex journey of securing a home loan, ensuring that each client finds a program tailored to their specific economic profile and needs.

Company Information

Lender Type: Direct Lender

Licensed In

RIMACTFL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Mobile App
E-Signature
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Home Loans

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoManufactured/Mobile HomeTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3%
Min Down Payment
580
Min Credit Score

FHA Home Loans

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoManufactured/Mobile HomeTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerRenovation LoanDown Payment AssistanceEnergy Efficient Mortgage
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
580
Min Credit Score

VA Home Loans

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoManufactured/Mobile HomeTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score

USDA Rural Housing Loans

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoManufactured/Mobile HomeTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
580
Min Credit Score

HomeReady® Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoManufactured/Mobile HomeTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
HomeReady ProgramDown Payment Assistance
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3%
Min Down Payment
97%
Max LTV
580
Min Credit Score

General Refinance Programs

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoManufactured/Mobile HomeTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Private Lending Program

Loan Types:
Portfolio
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property

Contact Information

Fax: 401-475-1441

Professional Licenses

NMLS ID: 2107
31 Saint James Ave
Boston, MA
US

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Business Information

Category: Mortgage Lender
Location: Boston, MA
Status: Standard
Type: Direct Lender
NMLS ID: 2107
Profile Views: 1

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