Seattles Mortgage Broker - Joe Tafolla

Mortgage Broker serving Seattle, WA

About Seattles Mortgage Broker - Joe Tafolla

Seattle's Mortgage Broker, led by Joe Tafolla, is a division of City Mortgage Brokers, LLC, serving the Puget Sound real estate market for over 20 years. As a dedicated mortgage broker, they distinguish themselves by offering a wide selection of home loan products from various lenders, allowing clients to access competitive rates and tailored financing solutions that big banks may not provide. Their core philosophy centers on a client-first approach, emphasizing personalized service, fast closing times, and transparent communication.

The firm prides itself on exceptional customer service, as evidenced by over 150 five-star reviews highlighting Joe's responsiveness, expertise, and personalized video updates throughout the loan process. They specialize in making homeownership accessible, particularly for first-time homebuyers and veterans, by offering low down payment options, including conventional loans with as little as 3% down and government-backed FHA, VA, and USDA programs. This commitment to efficiency and support aims to simplify the mortgage journey for Washington families.

Beyond facilitating mortgages, Seattle's Mortgage Broker operates with a "Lending With a Purpose" ethos, connecting their business activities with sustainable economic opportunities for those in need. Their deep local knowledge of the Seattle and Washington real estate market, combined with a commitment to educating clients through resources like their "Education Portal" and "Mortgage Tips & Tricks," positions them as a trusted partner in achieving financial success through homeownership.

Company Information

Lender Type: Mortgage Broker
Headquarters: Seattle, WA

Licensed In

WA

Certifications & Credentials

FHA ApprovedUSDA ApprovedVA Approved

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool
Video Consultation
Real-Time Status Updates

Home Loan Products

Conventional Loan

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
700
Min Credit Score

Low Down Payment Mortgage

Loan Types:
ConventionalFHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramNo PMI Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
660
Min Credit Score

Jumbo Mortgage

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness OwnerInvestor
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
700
Min Credit Score

FHA Loans

Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3.5%
Min Down Payment
660
Min Credit Score

USDA Loans

Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
0

VA Loans

Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0

Mortgage Refinance

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
660
Min Credit Score

For Sale by Owner (FSBO) Support

Loan Types:
ConventionalFHAVAUSDAJumboRefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Contact Information

506 2nd Ave #1400
Seattle, WA 98104
US
Mailing Address:
506 2nd Ave, Suite 1400, Seattle, WA 98104

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Seattle, WA
Status: Standard
Type: Mortgage Broker
NMLS ID: 2158059
Profile Views: 10

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