About Secure One Capital
Secure One Capital, a California-based corporation with NMLS #239738, operates as a direct mortgage lender providing comprehensive home financing solutions. Licensed under the California Residential Mortgage Lending Act and serving clients in California, Texas, and Illinois, the company is dedicated to making homeownership accessible to a wide range of borrowers.
Specializing in government-backed options like FHA and VA loans, Secure One Capital offers flexible programs, including those for first-time homebuyers and individuals with lower credit scores. Their expertise extends to conventional and jumbo mortgages, as well as home equity lines of credit (HELOCs) and refinancing options, ensuring a diverse portfolio to meet varying financial needs.
Committed to client support, Secure One Capital emphasizes personalized assistance throughout the lending process, from initial inquiry to appraisal preparation. With a focus on guidance and a streamlined approach that includes online applications and e-signatures, they strive to simplify the mortgage journey for every borrower.
Specializing in government-backed options like FHA and VA loans, Secure One Capital offers flexible programs, including those for first-time homebuyers and individuals with lower credit scores. Their expertise extends to conventional and jumbo mortgages, as well as home equity lines of credit (HELOCs) and refinancing options, ensuring a diverse portfolio to meet varying financial needs.
Committed to client support, Secure One Capital emphasizes personalized assistance throughout the lending process, from initial inquiry to appraisal preparation. With a focus on guidance and a streamlined approach that includes online applications and e-signatures, they strive to simplify the mortgage journey for every borrower.
Company Information
Lender Type: Direct Lender
Headquarters: Irvine, CA
Licensed In
CATXIL
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
E-Signature
Home Loan Products
FHA Mortgage Loan
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Poor (580-619)Bad (<580)
3.5%
Min Down Payment
96.5%
Max LTV
500
Min Credit Score
VA Mortgage Loan
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
620
Min Credit Score
Conventional Mortgage Loan
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
20%
Min Down Payment
80%
Max LTV
620
Min Credit Score
Jumbo Mortgage
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
10%
Min Down Payment
90%
Max LTV
680
Min Credit Score
Home Equity Line of Credit
Loan Types:
HELOCHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
85%
Max LTV
680
Min Credit Score
Contact Information
Fax: 562.684.4388
Professional Licenses
NMLS ID: 239738
2600 Michelson Dr Floor 3
Irvine, CA 92626
US
Mailing Address:
2600 Michelson Drive, Ste. 300 Irvine, CA 92612
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Business Information
Category: Mortgage Lender
Location: Irvine, CA
Status: Standard
Type: Direct Lender
NMLS ID: 239738
Profile Views: 0
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