Sheila Manriquez NuWave Lending Loan Officer NMLS #1982389

Mortgage Lender serving Richardson, TX

About Sheila Manriquez NuWave Lending Loan Officer NMLS #1982389

Nuwave Lending positions itself as a modern, digital-first mortgage lender focused on speed and transparency. Since its establishment in 2018, the company has leveraged a proprietary software platform to achieve significantly faster closing times—reportedly as quick as 15-21 days, well below the industry average.

The lender prides itself on exceptional communication, maintaining frequent touch-points with all parties involved in a transaction to ensure borrowers, agents, and title companies are consistently informed. This commitment to transparency and efficiency is underscored by their track record of zero canceled transactions due to financing since their inception, indicating a strong focus on reliable and successful closings.

Nuwave Lending caters to a diverse clientele, from first-time homebuyers to self-employed individuals and real estate investors. They offer a range of specialized home loan products, including conventional, FHA, VA, and unique non-QM options like bank statement loans and investment property loans designed to accommodate various financial situations and property types.

Company Information

Founded: 2018
Lender Type: Direct Lender

Licensed In

TX

Digital Capabilities

Online Application
Digital Document Upload
Pre-Qualification Tool
Real-Time Status Updates

Home Loan Products

Bank Statement Loan

Loan Types:
Bank StatementNon-QM
Rate Types:
Adjustable Rate (ARM)Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Self-Employed1099 ContractorBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Conventional Loan

Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3%
Min Down Payment
97%
Max LTV
580
Min Credit Score

FHA Loan

Loan Types:
FHARefinance
Rate Types:
Adjustable Rate (ARM)Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

VA Loan

Loan Types:
VARefinance
Rate Types:
Adjustable Rate (ARM)Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Jumbo Loan

Loan Types:
JumboRefinance
Rate Types:
Adjustable Rate (ARM)Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Home Equity Loan

Loan Types:
Home Equity LoanRefinance
Rate Types:
Adjustable Rate (ARM)Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

i5 Investment Property Loan

Loan Types:
DSCRNon-QM
Rate Types:
Adjustable Rate (ARM)Fixed Rate
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
20%
Min Down Payment
80%
Max LTV
640
Min Credit Score

Refinance Loan

Loan Types:
Refinance
Rate Types:
Adjustable Rate (ARM)Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Contact Information

3400 N Central Expy Suite #110-295
Richardson, TX 75205
US

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Richardson, TX
Status: Standard
Founded: 2018
Type: Direct Lender
Profile Views: 1

Advertisement Space