Shoreline Funding

Mortgage Lender serving Signal Hill, CA

About Shoreline Funding

Shoreline Funding Inc. was established in 2008, operating as a direct lender that is licensed by the department of real estate and approved by HUD. This foundation allows them to offer a focused range of mortgage solutions, emphasizing accessibility and support for diverse borrower needs within the residential market.

The company specializes in government-backed financing, prominently featuring FHA loan programs that include options for borrowers with FICO scores as low as 530. They are committed to helping first-time homebuyers with programs that offer low-down payment options and significant down payment assistance possibilities. Additionally, Shoreline Funding extends its services to specialized groups through initiatives like the "Teacher Next Door" and "Officer Next Door" programs, which provide substantial purchase price discounts.

Beyond FHA and conventional refinance options, Shoreline Funding caters to a broader market by offering reverse mortgages for seniors over 62 and financing for second homes and investment properties. Their product portfolio also includes Home Equity Lines of Credit, demonstrating a comprehensive approach to residential lending. This diverse offering, combined with a focus on flexible credit requirements and specialized programs, positions Shoreline Funding as a versatile lender for a variety of homeowners.

Company Information

Founded: 2008
Lender Type: Direct Lender

Certifications & Credentials

HUD Approved

Home Loan Products

FHA Loan Programs

Loan Types:
FHARefinanceCash-Out RefinanceConstructionReverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
First-Time HomebuyerFHA 203kTeacher LoanFirst Responder ProgramDown Payment Assistance
Available Terms:
30 years
Credit Tiers:
Bad (<580)Poor (580-619)Fair (620-679)
3.5%
Min Down Payment
96.5%
Max LTV
530
Min Credit Score

Conventional Loan Programs

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Bad (<580)Poor (580-619)Fair (620-679)
530
Min Credit Score

Home Equity Line of Credit

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Contact Information

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Signal Hill, CA
Status: Standard
Founded: 2008
Type: Direct Lender
Profile Views: 0

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