About Shoreline Funding
Shoreline Funding Inc. was established in 2008, operating as a direct lender that is licensed by the department of real estate and approved by HUD. This foundation allows them to offer a focused range of mortgage solutions, emphasizing accessibility and support for diverse borrower needs within the residential market.
The company specializes in government-backed financing, prominently featuring FHA loan programs that include options for borrowers with FICO scores as low as 530. They are committed to helping first-time homebuyers with programs that offer low-down payment options and significant down payment assistance possibilities. Additionally, Shoreline Funding extends its services to specialized groups through initiatives like the "Teacher Next Door" and "Officer Next Door" programs, which provide substantial purchase price discounts.
Beyond FHA and conventional refinance options, Shoreline Funding caters to a broader market by offering reverse mortgages for seniors over 62 and financing for second homes and investment properties. Their product portfolio also includes Home Equity Lines of Credit, demonstrating a comprehensive approach to residential lending. This diverse offering, combined with a focus on flexible credit requirements and specialized programs, positions Shoreline Funding as a versatile lender for a variety of homeowners.
The company specializes in government-backed financing, prominently featuring FHA loan programs that include options for borrowers with FICO scores as low as 530. They are committed to helping first-time homebuyers with programs that offer low-down payment options and significant down payment assistance possibilities. Additionally, Shoreline Funding extends its services to specialized groups through initiatives like the "Teacher Next Door" and "Officer Next Door" programs, which provide substantial purchase price discounts.
Beyond FHA and conventional refinance options, Shoreline Funding caters to a broader market by offering reverse mortgages for seniors over 62 and financing for second homes and investment properties. Their product portfolio also includes Home Equity Lines of Credit, demonstrating a comprehensive approach to residential lending. This diverse offering, combined with a focus on flexible credit requirements and specialized programs, positions Shoreline Funding as a versatile lender for a variety of homeowners.
Company Information
Founded: 2008
Lender Type: Direct Lender
Certifications & Credentials
HUD Approved
Home Loan Products
FHA Loan Programs
Loan Types:
FHARefinanceCash-Out RefinanceConstructionReverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
First-Time HomebuyerFHA 203kTeacher LoanFirst Responder ProgramDown Payment Assistance
Available Terms:
30 years
Credit Tiers:
Bad (<580)Poor (580-619)Fair (620-679)
3.5%
Min Down Payment
96.5%
Max LTV
530
Min Credit Score
Conventional Loan Programs
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Bad (<580)Poor (580-619)Fair (620-679)
530
Min Credit Score
Home Equity Line of Credit
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Contact Information
2728 Cherry Ave
Signal Hill, CA 90755
US
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Business Information
Category: Mortgage Lender
Location: Signal Hill, CA
Status: Standard
Founded: 2008
Type: Direct Lender
Profile Views: 0
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