Shoreline Funding

Shoreline Funding Inc. was established in 2008, operating as a direct lender that is licensed by the department of real estate and approved by HUD. This foundation allows them to offer a focused range of mortgage solutions, emphasizing accessibility and support for diverse borrower needs within the residential market.

The company specializes in government-backed financing, prominently featuring FHA loan programs that include options for borrowers with FICO scores as low as 530. They are committed to helping first-time homebuyers with programs that offer low-down payment options and significant down payment assistance possibilities. Additionally, Shoreline Funding extends its services to specialized groups through initiatives like the "Teacher Next Door" and "Officer Next Door" programs, which provide substantial purchase price discounts.

Beyond FHA and conventional refinance options, Shoreline Funding caters to a broader market by offering reverse mortgages for seniors over 62 and financing for second homes and investment properties. Their product portfolio also includes Home Equity Lines of Credit, demonstrating a comprehensive approach to residential lending. This diverse offering, combined with a focus on flexible credit requirements and specialized programs, positions Shoreline Funding as a versatile lender for a variety of homeowners.