South Shore Mortgage

South Shore Mortgage is a direct mortgage lender based in New York, specializing in a comprehensive range of residential loan products. Serving the state of New York, including areas like Lindenhurst, Babylon, and Copiague, the company aims to provide accessible home financing solutions. They are an Approved Government Lender, offering programs such as FHA and VA loans, alongside conventional and reverse mortgage options.

The lender emphasizes personalized guidance, offering a streamlined process that can be initiated over the phone or in person. While they support electronic document submission and e-signatures to expedite closings, their approach blends traditional service with modern efficiency. South Shore Mortgage focuses on assisting a wide array of borrowers, including those with less-than-perfect credit, with a particular emphasis on low down payment programs.

South Shore Mortgage is committed to helping clients navigate their financial state to achieve homeownership or refinance goals. They offer both fixed and adjustable-rate mortgages, including specific programs like FHA Streamline and VA Cash-Out Refinance, demonstrating a broad capability in residential lending for primary residences.