About Southern Lending
Southern Lending Services aims to simplify the home financing journey for both first-time and experienced homeowners. With local mortgage loan originators in key regions, the company provides guidance throughout the entire process, from pre-qualification to closing. They emphasize a worry-free experience and offer a variety of competitively priced loan programs tailored to individual needs.
The lender offers a comprehensive suite of residential mortgage options including Fixed-Rate and Adjustable-Rate Mortgages, alongside Conventional, FHA, VA, USDA, and Jumbo loans. They also specialize in refinancing, including cash-out options, and feature dedicated programs for first-time homebuyers and veterans, such as the Texas Veteran Housing Assistance Program. Southern Lending Services caters to primary residences, second homes, and investment properties, ensuring flexibility for diverse borrower situations.
Distinguishing itself with a "Solutions Center" for those with less than perfect credit, Southern Lending Services is committed to putting resources to work to help all qualified individuals achieve homeownership. Their approach combines personalized advice from mortgage professionals with digital tools like an online application and a mortgage calculator, reinforcing their commitment to a simple and accessible home loan process. They operate primarily in Texas and Colorado, serving communities from their headquarters in Austin, TX.
The lender offers a comprehensive suite of residential mortgage options including Fixed-Rate and Adjustable-Rate Mortgages, alongside Conventional, FHA, VA, USDA, and Jumbo loans. They also specialize in refinancing, including cash-out options, and feature dedicated programs for first-time homebuyers and veterans, such as the Texas Veteran Housing Assistance Program. Southern Lending Services caters to primary residences, second homes, and investment properties, ensuring flexibility for diverse borrower situations.
Distinguishing itself with a "Solutions Center" for those with less than perfect credit, Southern Lending Services is committed to putting resources to work to help all qualified individuals achieve homeownership. Their approach combines personalized advice from mortgage professionals with digital tools like an online application and a mortgage calculator, reinforcing their commitment to a simple and accessible home loan process. They operate primarily in Texas and Colorado, serving communities from their headquarters in Austin, TX.
Company Information
Lender Type: Direct Lender
Headquarters: Austin, TX
Licensed In
TXCO
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Mortgage Loans
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
FHA Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
VA Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Veteran Program
USDA Rural Housing Loans
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Jumbo Mortgage Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Refinance Programs
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
First-Time Home Buyer Programs
Loan Types:
ConventionalFHAVAUSDA
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
First-Time Homebuyer
Texas Veteran Housing Assistance Program
Loan Types:
VA
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
Community Home Buyer Programs
Loan Types:
ConventionalFHAVAUSDA
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Down Payment Assistance
Solutions for Challenged Credit
Loan Types:
ConventionalFHAVA
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Credit Tiers:
Fair (620-679)Poor (580-619)
Contact Information
230 Westcott St
Houston, TX 77007
US
Mailing Address:
8911 N. Capital Texas Highway #4300F Austin, TX 78759
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Business Information
Category: Mortgage Lender
Location: Houston, TX
Status: Standard
Type: Direct Lender
NMLS ID: 342900
Profile Views: 21
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