Sovereign Bank

Bank serving Oklahoma City, OK

About Sovereign Bank

Sovereign Bank, formerly known as First National Bank & Trust Co., has rebranded to better reflect its mission of empowering financial goals and serving communities. This institution positions itself as a modern bank that blends the personalized attention of a community bank with the extensive capabilities often found in larger financial institutions.

Distinguishing itself through a commitment to its customers' 'Freedom to Dream,' Sovereign Bank offers a wide array of personal and business banking solutions. A key strength is its nationwide mortgage lending capability, providing services across all 50 states with the added advantage of true in-house underwriting, which can streamline the loan approval process for borrowers.

With a focus on community partnership and continuous improvement, Sovereign Bank emphasizes empathy, understanding, and collaboration in its operations. The bank is dedicated to identifying creative solutions for its customers, striving to exceed expectations and adapt to evolving banking needs, ensuring a confident banking experience for all.

Company Information

Lender Type: Bank

Licensed In

ALL

Digital Capabilities

Online Application
Online Account Management

Home Loan Products

Conventional Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

First-Time Homebuyer Conventional Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program

FHA Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

VA Loan

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program

USDA Rural Development Loan

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Jumbo Loan

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Vacation/Second HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness OwnerInvestor
Income Verification:
Full Documentation

Construction Loan

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

Down Payment Assistance Program

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer

Contact Information

3030 Northwest Expy # 130
Oklahoma City, OK 73112
US

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Business Information

Category: Bank
Location: Oklahoma City, OK
Status: Standard
Type: Bank
Profile Views: 12

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