About States Mortgage Company
States Mortgage, based in Mooresville, NC, has been an integral part of the mortgage community for over two decades. Since its founding, the company has distinguished itself by prioritizing speed, exceptional customer service, and client education, aiming to treat every borrower like family rather than a mere loan number. This personalized approach is a cornerstone of their philosophy, ensuring clients feel supported and well-informed throughout the entire loan process.
The company offers a comprehensive suite of home loan products designed to meet diverse financial needs. Their offerings include conventional, FHA, VA, USDA, Non-QM, and reverse mortgages, as well as refinancing, cash-out refinancing, and home equity lines of credit (HELOCs). States Mortgage is particularly adept at assisting self-employed individuals, those with challenging credit histories including past bankruptcies, and provides options such as 100% financing to help more individuals achieve homeownership or financial flexibility.
With a team of dedicated, NMLS-licensed loan officers and processors, States Mortgage is committed to upholding its founding philosophies of honesty, integrity, grit, and determination. They emphasize transparent communication and guidance, recognizing that a home mortgage is often a client's largest financial transaction. Their focus remains on finding the optimal loan solution for each unique scenario, fostering long-term relationships built on trust and mutual understanding.
The company offers a comprehensive suite of home loan products designed to meet diverse financial needs. Their offerings include conventional, FHA, VA, USDA, Non-QM, and reverse mortgages, as well as refinancing, cash-out refinancing, and home equity lines of credit (HELOCs). States Mortgage is particularly adept at assisting self-employed individuals, those with challenging credit histories including past bankruptcies, and provides options such as 100% financing to help more individuals achieve homeownership or financial flexibility.
With a team of dedicated, NMLS-licensed loan officers and processors, States Mortgage is committed to upholding its founding philosophies of honesty, integrity, grit, and determination. They emphasize transparent communication and guidance, recognizing that a home mortgage is often a client's largest financial transaction. Their focus remains on finding the optimal loan solution for each unique scenario, fostering long-term relationships built on trust and mutual understanding.
Company Information
Founded: 2004
Lender Type: Mortgage Broker
Headquarters: Mooresville, NC
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Pre-Qualification Tool
Home Loan Products
Residential Mortgage Programs
Loan Types:
ConventionalFHAVAUSDARefinanceCash-Out RefinanceNon-QM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full DocumentationBank StatementNo Income Verification
Special Programs:
Low Down Payment ProgramSelf-Employed ProgramFirst-Time HomebuyerDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
Home Equity & Improvement Loans
Loan Types:
HELOCHome Equity Loan
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Renovation Loan
Reverse Mortgage Program
Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Contact Information
16905 Northcross Dr # 150
Huntersville, NC 28078
US
Mailing Address:
105 Landings Dr, Ste 205 Mooresville, NC 28117
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Business Information
Category: Mortgage Broker
Location: Huntersville, NC
Status: Standard
Founded: 2004
Type: Mortgage Broker
NMLS ID: 1020886
Profile Views: 4
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