About Steve Barker Movement Mortgage
US Mutual Home Loans is dedicated to providing unparalleled personal service and cost-effective financing solutions for homebuyers. The company distinguishes itself by focusing on the client's experience and offering competitive interest rates without unnecessary add-ons that drive up loan costs. They strive to elevate the mortgage experience by ensuring consistency and customer satisfaction throughout the process.
The lender offers a diverse portfolio of home loan options designed to fit various financial scenarios. This includes popular programs such as Conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized solutions for first-time homebuyers, those seeking low down payment options, investment properties, and renovation financing. Their commitment lies in guiding clients through the complexities of finding the right home loan, tailored to their individual needs and financial history.
Client testimonials consistently highlight US Mutual Home Loans' smooth processes, excellent rates, and clear, timely communication. Borrowers praise the team's professionalism, deep industry knowledge, and unwavering dedication, often returning for subsequent loans or referring friends. This strong reputation for attentive service and successful outcomes underscores their mission to prioritize client satisfaction beyond the transaction.
The lender offers a diverse portfolio of home loan options designed to fit various financial scenarios. This includes popular programs such as Conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized solutions for first-time homebuyers, those seeking low down payment options, investment properties, and renovation financing. Their commitment lies in guiding clients through the complexities of finding the right home loan, tailored to their individual needs and financial history.
Client testimonials consistently highlight US Mutual Home Loans' smooth processes, excellent rates, and clear, timely communication. Borrowers praise the team's professionalism, deep industry knowledge, and unwavering dedication, often returning for subsequent loans or referring friends. This strong reputation for attentive service and successful outcomes underscores their mission to prioritize client satisfaction beyond the transaction.
Company Information
Lender Type: Direct Lender
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Fixed Rate Mortgage
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
FHA Home Loan
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramNo PMI Program
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score
VA Home Loan
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment ProgramNo PMI Program
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
0
100%
Max LTV
USDA Home Loan
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
0
100%
Max LTV
Jumbo Loan
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)
First Time Home Buyer Program
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
580
Min Credit Score
Investment Property Mortgage
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertyVacation/Second HomeMulti-Family (2-4 units)
Occupancy Types:
Investment PropertySecond Home
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
Rehab Loan
Loan Types:
ConstructionConventionalFHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
Refinance Mortgage
Loan Types:
RefinanceConventionalFHAVAUSDAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
Cash Out Refinance
Loan Types:
Cash-Out RefinanceConventionalFHAVAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
Contact Information
555 Fairmount Ave Ste 201
Towson, MD 21286
US
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Business Information
Category: Mortgage Lender
Location: Towson, MD
Status: Standard
Type: Direct Lender
Profile Views: 0
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