Steve Mohabir - Edina Realty Mortgage

City Lakes Loans, operating from St. Louis Park, MN, serves as a dedicated mortgage consultancy led by Steve Mohabir, NMLSR: 662137. This team specializes in simplifying the home loan journey for borrowers, offering personalized guidance through every step. Their approach emphasizes deep product knowledge combined with a genuine interest in understanding each client's unique financial goals.

The consultancy provides a comprehensive suite of residential mortgage programs, including popular Fixed and Adjustable Rate Mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, USDA loans, and Jumbo loans. They also offer specialized Renovation financing and various Refinance options, including solutions to access home equity and Reverse Mortgages. Notably, they highlight low down payment options, with FHA loans requiring as little as 3.5% down and VA/USDA loans offering zero down payment.

Renowned for exceptional customer service, City Lakes Loans has achieved high client satisfaction ratings, exemplified by an average rating of 4.95 out of 5.00 across 359 reviews. Clients consistently praise the team's responsiveness, clear communication, and ability to make complex processes smooth and stress-free. With digital tools like their online application, mobile app, and rate calculator, they blend personal consultation with convenient, modern capabilities, making homeownership accessible and manageable for a wide range of borrowers.