Stonehaven Mortgage

Mortgage Broker serving Elmhurst, IL

About Stonehaven Mortgage

Stonehaven Mortgage Incorporated, founded in 2012 by Kyle Ernst, operates as a boutique mortgage bank based in Elmhurst, Illinois. The company is committed to providing clients with an exceptional home financing experience, emphasizing great rates, low fees, and a seamless process to ensure loans close smoothly and on time.

Stonehaven Mortgage distinguishes itself through a dedication to process efficiency and a client-centric approach. They offer unique perks for repeat customers, including no lender fees on refinances and complimentary 'float downs' on interest rates. The lender specializes in catering to diverse borrower needs, notably offering specific programs for medical professionals, self-employed individuals, and jumbo loans with competitive low down payment options.

With a team of experienced loan officers, Stonehaven Mortgage prioritizes clear and consistent communication throughout the lending process. Their focus on transparent service and specialized offerings aims to build lasting client relationships and provide tailored advice that benefits borrowers' lifestyles and financial goals.

Company Information

Founded: 2012
Lender Type: Bank
Headquarters: Elmhurst, IL

Licensed In

IL

Certifications & Credentials

Illinois Residential Mortgage License

Digital Capabilities

Online Application

Home Loan Products

Conventional Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Vacation/Second HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
3.5%
Min Down Payment
96.5%
Max LTV

Mortgage Refinance

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
100%
Max LTV

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
3.5%
Min Down Payment
96.5%
Max LTV

Adjustable Rate Mortgage (ARM)

Loan Types:
ConventionalJumboRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Home Renovation Loan

Loan Types:
ConstructionRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Renovation Loan

USDA Loan Program

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeModular HomeManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
0
100%
Max LTV

Doctor Loan Program

Loan Types:
ConventionalJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Physician LoanDentist ProgramNurse/Healthcare Worker Program
0
100%
Max LTV

Self-Employed Loan Program

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementNo Income VerificationStated Income
Special Programs:
Self-Employed ProgramBank Statement Program

Vacation Home Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Vacation/Second Home
Occupancy Types:
Second Home
Employment Types:
W-2 Employee
Income Verification:
Full Documentation

Condo Loan

Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Condo
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 Employee
Income Verification:
Full Documentation

Contact Information

194 N York St #100
Elmhurst, IL 60126
US
Mailing Address:
194 York St. #100 Elmhurst, IL 60126

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Business Information

Category: Mortgage Broker
Location: Elmhurst, IL
Status: Standard
Founded: 2012
Type: Bank
NMLS ID: 901574
Profile Views: 0

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