About Summit Credit Union
Summit Credit Union is a full-service financial institution operating with eight branches throughout North Carolina. They offer a range of financial products including checking, credit cards, and various types of loans. Their membership is open to current employees of their business partners and their immediate families, requiring a minimum deposit of $5 to open a new Savings account.
The credit union is committed to providing financial assistance for various life milestones, such as buying a home, financing a car, and covering college costs. They offer both fixed-rate and variable-rate home loans, as well as home equity loans and lines of credit specifically for properties in North Carolina.
Summit Credit Union also emphasizes digital banking, providing members with 24/7 access to their accounts. With a focus on supporting their community, they actively engage in charitable activities and offer scholarship programs.
The credit union is committed to providing financial assistance for various life milestones, such as buying a home, financing a car, and covering college costs. They offer both fixed-rate and variable-rate home loans, as well as home equity loans and lines of credit specifically for properties in North Carolina.
Summit Credit Union also emphasizes digital banking, providing members with 24/7 access to their accounts. With a focus on supporting their community, they actively engage in charitable activities and offer scholarship programs.
Company Information
Lender Type: Credit Union
Licensed In
NC
Digital Capabilities
Online Account Management
Rate Calculator
Home Loan Products
Home Loan, 15-year
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years
Credit Tiers:
Excellent (740+)
3%
Min Down Payment
80%
Max LTV
640
Min Credit Score
Home Loan, 30-year 10/2 ARM
Loan Types:
Conventional
Rate Types:
Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
30 years
Credit Tiers:
Excellent (740+)
3%
Min Down Payment
80%
Max LTV
640
Min Credit Score
Home Loan, 30-year Fixed
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
30 years
Credit Tiers:
Excellent (740+)
3%
Min Down Payment
80%
Max LTV
640
Min Credit Score
Home Equity Loan (1st position)
Loan Types:
Home Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years
Credit Tiers:
Excellent (740+)
Home Equity Loan (2nd position)
Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years
Credit Tiers:
Excellent (740+)
Home Equity Line of Credit
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years
Credit Tiers:
Excellent (740+)
Contact Information
800 Summit Ave
Greensboro, NC 27405
US
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Business Information
Category: Credit Union
Location: Greensboro, NC
Status: Standard
Type: Credit Union
Profile Views: 61
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