Summit Lending

Summit Home Lending, based in Huntington Beach, CA, operates as a dedicated mortgage broker focused on simplifying the home financing journey. The company prides itself on leveraging a team of experienced brokers to connect clients with suitable mortgage products and competitive rates, streamlining what can often be a complex process. Their client-centric approach emphasizes clear communication and efficient service, as evidenced by positive client testimonials.

The firm offers a comprehensive suite of home loan options designed to meet diverse borrower needs, including various purchase and refinance programs. They facilitate traditional Fixed-Rate and Adjustable-Rate Mortgages, alongside government-backed solutions like FHA, VA, and USDA loans, as well as Jumbo and FHA 203k renovation financing. A notable offering is their focus on Reverse Mortgages, assisting seniors in converting home equity into accessible funds, and they also facilitate Home Equity Lines of Credit (HELOCs) based on client feedback.

Summit Home Lending embraces digital convenience, providing online tools such as pre-approval qualifiers, payment calculators, and a fully online loan application and approval process. This commitment to technology, combined with personalized rate comparisons and responsive service, positions them as a modern and accessible resource for homebuyers and homeowners in California seeking tailored mortgage solutions.