About Terry Gangaram - Drexel Mortgage
Drexel Mortgage Corporation, led by experienced Mortgage Broker Terry Gangaram, serves clients in Richmond Hill, NY, offering a comprehensive suite of residential mortgage services. As a licensed broker, Drexel Mortgage specializes in connecting borrowers with customized loan products for various needs including home purchases, mortgage renewals, refinancing, and debt consolidation.
The firm distinguishes itself through a commitment to personalized service, ensuring clients receive transparent information and fast pre-approvals. Terry Gangaram and the team are dedicated to simplifying the mortgage process, making it accessible and understandable for diverse clients, including first-time homebuyers and self-employed individuals.
Their extensive offerings encompass conventional, conforming, FHA, VA, and USDA loans, as well as more specialized options like Jumbo, Non-Conforming, and Reverse Mortgages. Drexel Mortgage also caters to unique financial situations with stated income and cash-out refinance solutions, aiming to find the best mortgage options and rates for each client's specific circumstances.
The firm distinguishes itself through a commitment to personalized service, ensuring clients receive transparent information and fast pre-approvals. Terry Gangaram and the team are dedicated to simplifying the mortgage process, making it accessible and understandable for diverse clients, including first-time homebuyers and self-employed individuals.
Their extensive offerings encompass conventional, conforming, FHA, VA, and USDA loans, as well as more specialized options like Jumbo, Non-Conforming, and Reverse Mortgages. Drexel Mortgage also caters to unique financial situations with stated income and cash-out refinance solutions, aiming to find the best mortgage options and rates for each client's specific circumstances.
Company Information
Lender Type: Mortgage Broker
Headquarters: Richmond Hill, NY
Licensed In
NY
Certifications & Credentials
NMLS Licensed
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional & Conforming Mortgage Loans
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
10 years15 years20 years25 years30 years
Government-Backed Mortgage Loans
Loan Types:
FHAVAUSDARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
FHA 203kVeteran ProgramRenovation Loan
Jumbo & Non-Conforming Mortgage Loans
Loan Types:
JumboNon-QMRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full DocumentationStated Income
20%
Min Down Payment
Specialty & Reverse Mortgages
Loan Types:
Reverse MortgageHome Equity LoanRefinanceCash-Out RefinanceBank StatementNon-QMPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetiredBusiness OwnerInvestor
Income Verification:
Stated IncomeBank Statement
Special Programs:
Self-Employed Program
Contact Information
103-44 108th St
Queens, NY 11419
US
Mailing Address:
103-44 108th Street, Richmond Hill, NY 11419
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Business Information
Category: Mortgage Broker
Location: Queens, NY
Status: Standard
Type: Mortgage Broker
NMLS ID: 218414
Profile Views: 1
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