The Broadstone Mortgage

Mortgage Broker serving Houston, TX

About The Broadstone Mortgage

Guild Mortgage, founded in 1960, is a nationally recognized independent mortgage lender with a rich history of building lifetime connections with its customers. The company distinguishes itself through its commitment to local in-house origination and servicing, fostering long-term relationships and personalized experiences for borrowers across the nation.

With over 4,000 employees and more than 250 retail branches, Guild Mortgage offers a comprehensive suite of residential mortgage products, including Conventional, FHA, VA, USDA, Jumbo, and specialized programs like those for first-time homebuyers, energy-efficient mortgages, and manufactured homes. They leverage relationships with credit unions and community banks, demonstrating a wide reach and robust network while servicing loans in 49 states and the District of Columbia.

Guild Mortgage prioritizes convenience and efficiency, integrating advanced digital capabilities such as online applications, digital document upload, e-signature, and digital closing processes. Their proprietary loan origination system, combined with features like fast track asset and income verification, underscores their dedication to streamlining the home financing journey and providing real-time support to their diverse clientele.

Company Information

Founded: 1960
Team Size: more than 4,000
Lender Type: Direct Lender

Licensed In

ALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWIWYDC

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
E-Signature
Digital Closing
Automated Underwriting

Home Loan Products

Conventional Loan Programs

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
97%
Max LTV

FHA Loan Programs

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
5%
Min Down Payment
96.5%
Max LTV

VA Loan Programs

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
0
100%
Max LTV

USDA Loan Programs

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Good (680-739)Fair (620-679)
0
100%
Max LTV

Jumbo Loan Programs

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
20%
Min Down Payment
80%
Max LTV

Home Equity and Refinance Solutions

Loan Types:
RefinanceCash-Out RefinanceHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetiredInvestor
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Energy-Efficient Mortgage Program

Loan Types:
ConventionalFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Energy Efficient Mortgage
Credit Tiers:
Excellent (740+)Good (680-739)

Manufactured Home Financing

Loan Types:
ConventionalFHAVA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)

Contact Information

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Houston, TX
Status: Standard
Founded: 1960
Type: Direct Lender
Profile Views: 15

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