The Lenders

Mortgage Broker serving Rochester Hills, MI

About The Lenders

The Lenders, LLC, based in Rochester Hills, MI, operates as a distinguished mortgage broker committed to setting new standards in the mortgage market. Since its inception, the company has focused on building strong relationships, ensuring precision, and delivering unparalleled service to simplify mortgage transactions for its diverse clientele.

Distinguished by its innovative use of technology and a vast array of loan products, The Lenders, LLC prides itself on offering highly competitive rates and a streamlined, fast loan process. A key differentiator highlighted by clients is their educational approach, empowering borrowers by explaining the intricacies of various mortgage options and the advantages of working with a mortgage broker, which allows for greater creativity, speed, and tailored solutions.

Serving clients from first-time homebuyers to seasoned investors, the team specializes in a wide range of residential financing, including government-backed loans like FHA and VA, conventional, jumbo, and various refinance options. They also cater to niche markets with programs for self-employed individuals, those with bruised credit, and investors seeking private money or bridge loans for properties nationwide.

Company Information

Lender Type: Mortgage Broker
Headquarters: Rochester Hills, MI

Licensed In

ALL

Digital Capabilities

Online Application
Digital Document Upload
E-Signature

Home Loan Products

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Fair (620-679)Good (680-739)
3.5%
Min Down Payment
620
Min Credit Score

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI ProgramLow Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)
0

Conventional Loan Program

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Jumbo Home Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)

Mortgage Refinance

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Cash-Out Refinance Program

Loan Types:
Cash-Out RefinanceRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Reverse Mortgage (HECM)

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification
Credit Tiers:
Poor (580-619)Bad (<580)
60%
Max LTV

Investment Property & Rehab Loans

Loan Types:
Hard MoneyNon-QMDSCR
Rate Types:
Fixed Rate
Property Types:
Investment PropertySingle-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Credit Tiers:
Fair (620-679)Poor (580-619)

Bridge Loan Program

Loan Types:
Bridge
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Credit Tiers:
Fair (620-679)Poor (580-619)

Bruised Credit Home Loans

Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Credit Tiers:
Poor (580-619)Bad (<580)
580
Min Credit Score

Self-Employed Home Loans

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Good (680-739)Fair (620-679)

Contact Information

112 Walnut Blvd
Rochester Hills, MI 48094
US

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Business Information

Category: Mortgage Broker
Location: Rochester Hills, MI
Status: Standard
Type: Mortgage Broker
Profile Views: 0

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