About Total Lending Concepts
Total Lending Concepts is a prominent mortgage lender based in Dallas, TX, with an office located in Plano. The company specializes in providing a wide array of home loan options for both purchases and refinancing, catering to diverse borrower needs, from first-time homebuyers to those looking to upgrade or invest.
They distinguish themselves through a commitment to professionalism, verified licensing, and a customer-centric approach. Total Lending Concepts offers a comprehensive suite of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized options like rehab loans and financing for investment properties. Their focus is on guiding clients through the complex mortgage process with competitive rates and personalized service.
The lender emphasizes timeliness and efficiency in their loan processing, ensuring a smooth and successful experience for their clients. With a dedicated team of experienced mortgage bankers, Total Lending Concepts aims to be a trusted partner in helping individuals achieve their homeownership dreams and financial goals in the Dallas-Fort Worth area.
They distinguish themselves through a commitment to professionalism, verified licensing, and a customer-centric approach. Total Lending Concepts offers a comprehensive suite of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized options like rehab loans and financing for investment properties. Their focus is on guiding clients through the complex mortgage process with competitive rates and personalized service.
The lender emphasizes timeliness and efficiency in their loan processing, ensuring a smooth and successful experience for their clients. With a dedicated team of experienced mortgage bankers, Total Lending Concepts aims to be a trusted partner in helping individuals achieve their homeownership dreams and financial goals in the Dallas-Fort Worth area.
Company Information
Lender Type: Direct Lender
Headquarters: Plano, TX
Licensed In
TX
Digital Capabilities
Online Application
Digital Document Upload
Pre-Qualification Tool
Home Loan Products
Conventional Loan
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score
FHA Loan
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score
VA Loan
Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
580
Min Credit Score
USDA Loan
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
580
Min Credit Score
Jumbo Loan
Loan Types:
Jumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score
Cash-Out Refinance
Loan Types:
Cash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score
VA Loan Refinance
Loan Types:
RefinanceVA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score
Rehab Loan
Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Renovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score
Investment Property Loan
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness OwnerSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score
Contact Information
16175 Addison Rd
Addison, TX 75001
US
Mailing Address:
5600 Tennyson Parkway, Suite #140 Plano, TX 75024
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Business Information
Category: Mortgage Lender
Location: Addison, TX
Status: Standard
Type: Direct Lender
Profile Views: 0
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