TR MORTGAGE

TR Mortgage is a full-service mortgage broker operating out of San Diego, California, primarily serving clients throughout the state. Established to help individuals achieve homeownership and optimize their current mortgage terms, the company prides itself on leveraging its broker status to provide access to competitive rates and a wide array of lending partners.

The firm specializes in both home purchase loans and a comprehensive suite of refinancing options. For buyers, they offer conventional, FHA, VA, USDA, and jumbo loans, with a focus on guiding first-time homebuyers through the process. Their refinance programs include conventional, FHA, VA, USDA streamline and cash-out options, as well as HELOCs, catering to borrowers looking for better rates, different terms, or cash out from their home equity.

TR Mortgage embraces digital capabilities, offering online tools for pre-qualification, loan application, and payment calculations to streamline the mortgage journey. They emphasize a guided loan process, assisting clients with understanding critical factors like LTV, debt-to-income ratios, and credit scores, including specific considerations for self-employed borrowers, ensuring a transparent and efficient experience from initial inquiry to loan closing.