About Troy City Mortgage
Troy City Mortgage, established in 2017, is a dedicated local mortgage broker committed to simplifying the homeownership process for residents across Bristol County, Massachusetts, including Fall River. The company prides itself on guiding clients through the often-confusing mortgage landscape, offering personalized solutions tailored to individual needs.
Specializing in support for first-time homebuyers, Troy City Mortgage is proficient in a range of essential loan programs, including FHA, VA, and USDA loans, as well as Conventional 97 options. They are particularly adept at assisting borrowers with lower credit scores or those with limited credit history, striving to make homeownership accessible for a wider range of clients.
Beyond purchase loans, Troy City Mortgage also assists current homeowners with refinancing options, including cash-out refinances, to help them secure better rates or access their home equity. With a focus on local expertise and a client-first approach, they aim to turn homeownership dreams into reality within the Bay State.
Specializing in support for first-time homebuyers, Troy City Mortgage is proficient in a range of essential loan programs, including FHA, VA, and USDA loans, as well as Conventional 97 options. They are particularly adept at assisting borrowers with lower credit scores or those with limited credit history, striving to make homeownership accessible for a wider range of clients.
Beyond purchase loans, Troy City Mortgage also assists current homeowners with refinancing options, including cash-out refinances, to help them secure better rates or access their home equity. With a focus on local expertise and a client-first approach, they aim to turn homeownership dreams into reality within the Bay State.
Company Information
Founded: 2017
Lender Type: Mortgage Broker
Headquarters: Fall River, MA
Licensed In
MA
Digital Capabilities
Online Application
Digital Document Upload
Home Loan Products
FHA Loan Program
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score
VA Loan Program
Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
USDA Loan Program
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)
0
100%
Max LTV
Conventional 97 Loan
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
Mortgage Refinance
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Contact Information
1116 Stafford Rd
Fall River, MA
US
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Business Information
Category: Mortgage Broker
Location: Fall River, MA
Status: Standard
Founded: 2017
Type: Mortgage Broker
Profile Views: 4
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