About Ufirst Mortgage
United First Mortgage is a dedicated direct lender specializing in residential mortgage solutions, operating from its headquarters in Midvale, Utah. The company prides itself on a commitment to quality customer service, prioritizing the needs of its clients throughout the lending process.
They offer a comprehensive suite of home loan programs, including Conventional, FHA, VA, USDA, Reverse Mortgages, and various Refinance options. United First Mortgage also caters to specialized borrower needs with Non-QM loans, including Bank Statement and Asset Depletion programs, as well as Foreign National loans. Their approach involves a personalized, case-by-case evaluation for applicants, accommodating both W-2 employees and self-employed individuals.
To enhance the borrower experience, United First Mortgage provides several digital capabilities such as online applications, digital document upload, pre-qualification tools, and mortgage calculators. While they primarily serve clients seeking purchases and refinances, their expertise extends to helping borrowers understand credit reports and FICO scores, ensuring transparency and support regardless of their credit standing, with a focus on borrowers with scores of 620 and above.
They offer a comprehensive suite of home loan programs, including Conventional, FHA, VA, USDA, Reverse Mortgages, and various Refinance options. United First Mortgage also caters to specialized borrower needs with Non-QM loans, including Bank Statement and Asset Depletion programs, as well as Foreign National loans. Their approach involves a personalized, case-by-case evaluation for applicants, accommodating both W-2 employees and self-employed individuals.
To enhance the borrower experience, United First Mortgage provides several digital capabilities such as online applications, digital document upload, pre-qualification tools, and mortgage calculators. While they primarily serve clients seeking purchases and refinances, their expertise extends to helping borrowers understand credit reports and FICO scores, ensuring transparency and support regardless of their credit standing, with a focus on borrowers with scores of 620 and above.
Company Information
Lender Type: Direct Lender
Headquarters: Midvale, UT
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Loan Program
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score
FHA Loan Program
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score
VA Loan Program
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score
USDA Loan Program
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score
Non-QM Loan Program
Loan Types:
Non-QMBank StatementAsset Depletion
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness OwnerInvestor
Income Verification:
Bank StatementAsset DepletionFull Documentation
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
Foreign National Loan Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Reverse Mortgage Program
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
General Refinance Program
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score
Commercial Loan Products
Commercial Loans
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing
Contact Information
4015 E Post Rd
Las Vegas, NV 89120
US
Mailing Address:
7351 South Union Park Ave, Ste 225 Midvale, UT 84047
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Business Information
Category: Mortgage Broker
Location: Las Vegas, NV
Status: Standard
Type: Direct Lender
NMLS ID: 288937
Profile Views: 0
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