Unconventional Lending with Fidelity Funding Mortgage

Unconventional Lending is a specialized mortgage lender focusing on providing home financing solutions for borrowers who do not fit traditional lending criteria. They distinguish themselves by offering Non-QM (Non-Qualified Mortgage) products designed for unique financial situations, including self-employed individuals, real estate investors, and those with complex income structures. Their core mission is to expand access to homeownership and real estate investment by looking beyond standard income verification methods.

The lender's expertise lies in alternative documentation loans such as Bank Statement programs, which allow self-employed borrowers to qualify using their business bank deposits, and DSCR (Debt Service Coverage Ratio) loans tailored for real estate investors. They also offer Asset Depletion mortgages, enabling qualification based on liquid assets rather than traditional income. Unconventional Lending demonstrates a particular focus on underserved niches, notably providing guidance and loan options for professionals in the cannabis industry who often face challenges with conventional financing.

Through a deep understanding of non-traditional income streams and property investment strategies, Unconventional Lending aims to bridge the gap for qualified borrowers overlooked by mainstream banks. They emphasize personalized service and creative financial solutions, ensuring that a broader range of individuals can achieve their homeownership or investment goals. Their proactive approach to navigating complex financial landscapes positions them as a key resource for those seeking flexible and innovative mortgage products.