United Contract Processing

United Contract Processing (UCP) serves as a dedicated back-office processing solution for mortgage brokers, aiming to streamline their operations and enhance efficiency. Established to free up brokers' time, UCP handles critical tasks such as comprehensive file review, pre-underwriting, disclosure preparation and delivery, and meticulous appraisal management, ensuring compliance and smooth loan progression from application to closing.

The company offers brokers access to experienced processing support without the overhead of direct employment, effectively eliminating recruitment, training, and payroll liabilities. UCP distinguishes itself through its "zero-cost" model to brokers, with fees charged directly to the borrower at closing, ensuring compliance with QM thresholds. They also provide a valuable "Scenario Desk" to assist brokers with complex loan product options and lender placements.

UCP leverages cutting-edge Point of Sale (POS) software to provide real-time milestone updates to brokers, partners, and clients, fostering transparency and responsiveness. Their commitment extends to post-close file compliance and even includes personalized client follow-ups on behalf of the broker, reinforcing client satisfaction and referral opportunities. This comprehensive support enables mortgage brokers to focus solely on lead generation and relationship building.