U.S. Bank: Clar Michael Deasis

Mortgage Lender serving San Francisco, CA

About U.S. Bank: Clar Michael Deasis

California Mortgage Advisors, Inc. is a seasoned mortgage broker based in San Rafael, offering a comprehensive suite of residential and commercial lending solutions. With over 30 years of experience, the firm prides itself on simplifying the loan process for a diverse clientele, ranging from first-time homebuyers to seasoned investors seeking refinancing or equity utilization.

Their expertise spans a wide array of loan products, including conventional, FHA, VA, and Jumbo mortgages, as well as specialized programs like reverse mortgages, construction loans, and private money financing. They are adept at navigating various property types, from single-family homes and multi-unit residences to co-ops and commercial properties, ensuring tailored solutions for every client's unique situation.

California Mortgage Advisors emphasizes honesty, integrity, and building lasting client relationships. They offer quick pre-qualification tools and dedicated mortgage advisors to provide clear, knowledgeable guidance, making complex mortgage decisions straightforward. Their commitment to client education and personalized service positions them as a trusted partner in achieving financial and homeownership goals.

Company Information

Founded: 1994
Lender Type: Mortgage Broker

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

Conventional Loan Programs

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Co-op
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Government Loan Programs

Loan Types:
FHAVARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerVeteran ProgramLow Down Payment Program
Available Terms:
15 years30 years

Jumbo Loan Programs

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)

Reverse Mortgage Programs

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

Home Equity & HELOC Options

Loan Types:
HELOCHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Residential Construction Loans

Loan Types:
Construction
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property

FHA 203k Renovation Loans

Loan Types:
FHAConstruction
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
FHA 203kRenovation Loan

Private Money Solutions

Loan Types:
Hard MoneyBridge
Property Types:
Investment Property
Occupancy Types:
Investment Property

Commercial Loan Products

Commercial Real Estate Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Commercial Construction Loans

Loan Types:
Commercial Construction
Property Types:
OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

SBA Loan Programs

Loan Types:
SBA 7(a)SBA 504
Property Types:
OfficeRetailIndustrial/Warehouse

Contact Information

1 California St Ste 1000
San Francisco, CA 94111
US

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Business Information

Category: Mortgage Lender
Location: San Francisco, CA
Status: Standard
Founded: 1994
Type: Mortgage Broker
Profile Views: 0

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