About US Mortgage Line
US Mortgageline operates as a dedicated mortgage broker, emphasizing a personalized approach to home financing. The company prides itself on treating each customer as an individual, foregoing rigid banking industry formulas to provide "common sense" solutions. By leveraging relationships with over 100 diverse investors, US Mortgageline strives to secure optimal rates and programs for a wide array of borrower needs, from first-time homebuyers to investors.
Distinguishing itself through a hybrid model, US Mortgageline combines cutting-edge online technology with traditional customer service. They facilitate fast processing, aiming for a 14-day digital closing process, while maintaining clear communication and personalized support. This blend ensures both efficiency and a human touch throughout the loan journey.
Based in West Conshohocken, PA, US Mortgageline offers a comprehensive suite of loan products, including conventional, FHA, VA, USDA, Jumbo, and various equity and investment property loans. Their commitment to finding the right fit for each unique situation, coupled with a focus on client satisfaction, underscores their mission to help clients achieve their homeownership and financial goals.
Distinguishing itself through a hybrid model, US Mortgageline combines cutting-edge online technology with traditional customer service. They facilitate fast processing, aiming for a 14-day digital closing process, while maintaining clear communication and personalized support. This blend ensures both efficiency and a human touch throughout the loan journey.
Based in West Conshohocken, PA, US Mortgageline offers a comprehensive suite of loan products, including conventional, FHA, VA, USDA, Jumbo, and various equity and investment property loans. Their commitment to finding the right fit for each unique situation, coupled with a focus on client satisfaction, underscores their mission to help clients achieve their homeownership and financial goals.
Company Information
Lender Type: Mortgage Broker
Headquarters: West Conshohocken, PA
Certifications & Credentials
NMLS RegisteredFHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
Digital Closing
Home Loan Products
Conventional Loan Program
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
First-Time HomebuyerDown Payment AssistanceLow Down Payment Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
FHA Loan Program
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
First-Time HomebuyerDown Payment Assistance
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score
FHA 203k Renovation Loan
Loan Types:
FHAConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
FHA 203kRenovation Loan
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)
3.5%
Min Down Payment
96.5%
Max LTV
620
Min Credit Score
VA Loan Program
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
Veteran ProgramFirst-Time Homebuyer
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score
USDA Rural Development Loan
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
First-Time Homebuyer
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
0
100%
Max LTV
640
Min Credit Score
Investment Property Loan
Loan Types:
DSCRConventionalNon-QMRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income VerificationBank StatementAsset DepletionFull Documentation
Special Programs:
Self-Employed ProgramBank Statement Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)
20%
Min Down Payment
80%
Max LTV
620
Min Credit Score
Jumbo Loan Program
Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full DocumentationNo Income Verification
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Good (680-739)
10%
Min Down Payment
90%
Max LTV
680
Min Credit Score
Home Equity Line of Credit (HELOC)
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full DocumentationNo Income Verification
Credit Tiers:
Good (680-739)
Home Equity Fixed Loan
Loan Types:
Home Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full DocumentationNo Income Verification
Credit Tiers:
Good (680-739)
Commercial Loan Products
Commercial Loan Program
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)
Contact Information
333 City Ave
Bala Cynwyd, PA 19004
US
Mailing Address:
1001 Conshohocken State Road Suite 2-215 West Conshohocken, PA 19428
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Business Information
Category: Mortgage Lender
Location: Bala Cynwyd, PA
Status: Standard
Type: Mortgage Broker
NMLS ID: 112061
Profile Views: 0
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