Valley First Credit Union

Mortgage Broker serving Fresno, CA

About Valley First Credit Union

Valley First Credit Union is a community-focused financial institution dedicated to empowering its members' financial well-being. Established in 1949, the credit union prides itself on a commitment to integrity, innovation, and personalized service, aiming to be a dedicated partner in achieving diverse financial goals. They offer tailored solutions for both individuals and businesses, fostering financial growth and positive community impact.

The credit union distinguishes itself through its strong local presence and active support for small businesses, as highlighted by member testimonials praising their personal interest in projects and community-focused mission. Beyond traditional banking services, Valley First provides specialized programs such as microloans for business growth and a unique Green Loan Program to finance home solar installations, promoting sustainable energy adoption.

With convenient digital banking tools for anytime, anywhere account management and access to a vast network of surcharge-free ATMs, Valley First Credit Union combines modern convenience with a deep-rooted dedication to its community. Their recognition, including the Juntos Avanzamos Designation, underscores their commitment to serving a diverse membership.

Company Information

Founded: 1949
Lender Type: Credit Union
Headquarters: Modesto, CA

Licensed In

CA

Certifications & Credentials

Juntos Avanzamos Designation

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
E-Signature

Home Loan Products

Home Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Available Terms:
10 years15 years20 years30 years

Home Equity Line of Credit

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

Consumer Green Loan Program

Loan Types:
ConstructionRefinanceHome Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Energy Efficient Mortgage

Commercial Loan Products

Business Microloans

Loan Types:
Conventional CRE
Property Types:
OfficeRetailIndustrial/Warehouse

SBA Business Loans

Loan Types:
SBA 7(a)
Property Types:
OfficeRetailIndustrial/WarehouseMultifamily (5+ units)Hospitality

Contact Information

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Business Information

Category: Mortgage Broker
Location: Fresno, CA
Status: Standard
Founded: 1949
Type: Credit Union
Profile Views: 0

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