VanDyk Mortgage

Mortgage Lender serving San Marcos, CA

About VanDyk Mortgage

VanDyk Mortgage is a distinguished direct lender that has been a trusted partner in homeownership since 1987. Specializing in a comprehensive range of residential mortgage solutions, they proudly serve clients across 48 states, offering coast-to-coast home loan services.

The company is particularly renowned for its expertise in VA and FHA financing, assisting a diverse clientele including veterans and first-time homebuyers. VanDyk Mortgage also distinguishes itself by offering programs designed to help individuals purchase or refinance homes after financial hardships such as bankruptcy, foreclosure, or short sales. Their commitment extends to providing low and no down payment options, ensuring accessibility for many.

With a focus on personalized service, VanDyk Mortgage provides fully underwritten pre-approvals to give borrowers confidence in their home search. They combine the convenience of online tools, including secure loan applications and mortgage calculators, with expert guidance from their team, aiming to simplify the mortgage process and secure the ideal loan for each family.

Company Information

Founded: 1987
Lender Type: Direct Lender
Headquarters: Grand Rapids, MI

Licensed In

ALL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

VA Loan Programs

Loan Types:
VAJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment ProgramNo PMI Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV

FHA Loan Programs

Loan Types:
FHAJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
FHA 203kDown Payment AssistanceLow Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment

Conventional & Jumbo Loans

Loan Types:
ConventionalJumboRefinanceCash-Out RefinanceHELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Vacation/Second HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramSelf-Employed Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

USDA Home Loans

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)
0
100%
Max LTV

Reverse Mortgages

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification

Contact Information

Fax: (760) 454-3888

Professional Licenses

NMLS ID: 3035
276 Glendale Ave
San Marcos, CA 92078
US
Mailing Address:
2449 Camelot Ct SE, Grand Rapids, MI 49546

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Business Information

Category: Mortgage Lender
Location: San Marcos, CA
Status: Standard
Founded: 1987
Type: Direct Lender
NMLS ID: 3035
Profile Views: 0

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