About VanDyk Mortgage
VanDyk Mortgage is a distinguished direct lender that has been a trusted partner in homeownership since 1987. Specializing in a comprehensive range of residential mortgage solutions, they proudly serve clients across 48 states, offering coast-to-coast home loan services.
The company is particularly renowned for its expertise in VA and FHA financing, assisting a diverse clientele including veterans and first-time homebuyers. VanDyk Mortgage also distinguishes itself by offering programs designed to help individuals purchase or refinance homes after financial hardships such as bankruptcy, foreclosure, or short sales. Their commitment extends to providing low and no down payment options, ensuring accessibility for many.
With a focus on personalized service, VanDyk Mortgage provides fully underwritten pre-approvals to give borrowers confidence in their home search. They combine the convenience of online tools, including secure loan applications and mortgage calculators, with expert guidance from their team, aiming to simplify the mortgage process and secure the ideal loan for each family.
The company is particularly renowned for its expertise in VA and FHA financing, assisting a diverse clientele including veterans and first-time homebuyers. VanDyk Mortgage also distinguishes itself by offering programs designed to help individuals purchase or refinance homes after financial hardships such as bankruptcy, foreclosure, or short sales. Their commitment extends to providing low and no down payment options, ensuring accessibility for many.
With a focus on personalized service, VanDyk Mortgage provides fully underwritten pre-approvals to give borrowers confidence in their home search. They combine the convenience of online tools, including secure loan applications and mortgage calculators, with expert guidance from their team, aiming to simplify the mortgage process and secure the ideal loan for each family.
Company Information
Founded: 1987
Lender Type: Direct Lender
Headquarters: Grand Rapids, MI
Licensed In
ALL
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
VA Loan Programs
Loan Types:
VAJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment ProgramNo PMI Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
FHA Loan Programs
Loan Types:
FHAJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
FHA 203kDown Payment AssistanceLow Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
Conventional & Jumbo Loans
Loan Types:
ConventionalJumboRefinanceCash-Out RefinanceHELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Vacation/Second HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramSelf-Employed Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
USDA Home Loans
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)
0
100%
Max LTV
Reverse Mortgages
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification
Contact Information
Fax: (760) 454-3888
Professional Licenses
NMLS ID: 3035
276 Glendale Ave
San Marcos, CA 92078
US
Mailing Address:
2449 Camelot Ct SE, Grand Rapids, MI 49546
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Business Information
Category: Mortgage Lender
Location: San Marcos, CA
Status: Standard
Founded: 1987
Type: Direct Lender
NMLS ID: 3035
Profile Views: 1
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