Wealthstar Mortgage

Mortgage Lender serving Houston, TX

About Wealthstar Mortgage

Wealthstar Mortgage, LLC is a dedicated mortgage broker based in Texas, committed to simplifying the home financing journey for its clients. They offer a comprehensive array of loan solutions sourced from a network of established lenders, ensuring competitive rates and terms for diverse financial needs.

The company specializes in both home purchases and refinances, providing expertise across conventional, FHA, VA, USDA, Jumbo, Reverse, and Foreign National mortgage programs. Wealthstar Mortgage stands out for its personalized consultation, guiding borrowers through every step, from initial application to closing, with a focus on education and stress-free execution.

Whether assisting first-time homebuyers with low down payment options or helping seasoned homeowners optimize their existing mortgages, Wealthstar Mortgage prides itself on its client-centric approach. Their digital application process complements their commitment to accessible service, aiming to be the key to a great investment in homeownership for all Texans.

Company Information

Lender Type: Mortgage Broker

Licensed In

TX

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
620
Min Credit Score

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score

USDA Loan Program

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeTownhouseManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
620
Min Credit Score

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
580
Min Credit Score

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full DocumentationAsset Depletion
Credit Tiers:
Good (680-739)Excellent (740+)
20%
Min Down Payment
80%
Max LTV
700
Min Credit Score

Reverse Mortgage Program

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Foreign National Mortgage Loan Program

Loan Types:
Non-QMConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedInvestor
Income Verification:
Bank StatementAsset DepletionFull Documentation
Special Programs:
Foreign National ProgramSelf-Employed Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
25%
Min Down Payment
75%
Max LTV

HARP Loan Program

Loan Types:
Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
95%
Max LTV

General Refinance Options

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Contact Information

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Houston, TX
Status: Standard
Type: Mortgage Broker
Profile Views: 18

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