About XO Mortgage
XO Mortgage is a dynamic direct mortgage lender headquartered in Boca Raton, Florida, committed to delivering a seamless and client-centric home financing experience. Leveraging advanced technology and a team of dedicated loan officers, the company streamlines the entire loan process, enabling borrowers to complete applications and manage their loans conveniently online.
The lender offers a comprehensive suite of residential mortgage products, including Conventional, FHA, VA, and Jumbo loans, catering to a diverse range of borrowers from first-time homebuyers to those seeking financing for high-value properties. XO Mortgage also specializes in Non-QM solutions like Bank Statement and DSCR loans, providing flexible options for self-employed individuals and real estate investors.
Licensed in 29 states across the U.S., XO Mortgage prioritizes personalized service combined with digital efficiency. Their focus on transparent communication, competitive rates, and real-time updates aims to simplify the journey to homeownership or investment for every client.
The lender offers a comprehensive suite of residential mortgage products, including Conventional, FHA, VA, and Jumbo loans, catering to a diverse range of borrowers from first-time homebuyers to those seeking financing for high-value properties. XO Mortgage also specializes in Non-QM solutions like Bank Statement and DSCR loans, providing flexible options for self-employed individuals and real estate investors.
Licensed in 29 states across the U.S., XO Mortgage prioritizes personalized service combined with digital efficiency. Their focus on transparent communication, competitive rates, and real-time updates aims to simplify the journey to homeownership or investment for every client.
Company Information
Lender Type: Direct Lender
Headquarters: Boca Raton, FL
Licensed In
FLALAZCACOCTGAILINKYMAMDMEMIMNNCNHNJNMOHORPASCTNTXVAWAWIWY
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Digital Document Upload
Online Account Management
Rate Calculator
E-Signature
Real-Time Status Updates
Home Loan Products
Conventional Mortgage
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
3%
Min Down Payment
FHA Mortgage
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program
3.5%
Min Down Payment
VA Mortgage
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Veteran ProgramLow Down Payment ProgramNo PMI Program
0
Jumbo Mortgage
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Non-QM Loans
Loan Types:
Non-QMBank StatementDSCRRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner1099 ContractorInvestor
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement Program
Contact Information
2720 Fifth Ave
San Diego, CA 92103
US
Mailing Address:
2200 Corporate Blvd NW, Suite 310, Boca Raton, FL 33431
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Business Information
Category: Mortgage Broker
Location: San Diego, CA
Status: Standard
Type: Direct Lender
NMLS ID: 2004278
Profile Views: 19
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