Banks in New York

16 banks listed across 6 cities in New York.

Banks in New York by the numbers

Of the 4 banks in New York that publish their loan programs, 3 (75%) offer HELOCs and home equity loans, 2 (50%) offer conventional loans and 1 (25%) offer down payment assistance.

HELOCs and home equity loans3 of 4 (75%)
Conventional loans2 of 4 (50%)
Down payment assistance1 of 4 (25%)
  • 2 / 0
    licensed in one state only / licensed nationwide (of 4 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 4 of 16 listed banks that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Banks by city in New York

Banks in New York

Before you choose a bank in New York

Confirm the company is licensed in New York on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.