Banks in North Carolina
9 banks listed across 6 cities in North Carolina.
Banks in North Carolina by the numbers
Of the 5 banks in North Carolina that publish their loan programs, 5 (100%) offer conventional loans, 4 (80%) offer HELOCs and home equity loans and 2 (40%) offer first-time buyer programs.
Conventional loans5 of 5 (100%)
HELOCs and home equity loans4 of 5 (80%)
First-time buyer programs2 of 5 (40%)
Construction loans2 of 5 (40%)
FHA loans1 of 5 (20%)
VA loans1 of 5 (20%)
Jumbo loans1 of 5 (20%)
USDA loans1 of 5 (20%)
- 2 / 0licensed in one state only / licensed nationwide (of 3 with licensing data)
Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 5 of 9 listed banks that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.
Banks in North Carolina
Bank of Oak Ridge
Bank
Fixed Rate Conventional
First-Time Buyer
North State Bank
Bank
Fixed Rate ARM Conventional
Conventional
FHA
VA
First-Time Buyer
Crescom Bank
Bank
6801 Carnegie Blvd STE 102, Charlotte, NC, 28211
1300 Baxter St Suite 170, Charlotte, NC, 28204
Conventional
First Citizens Bank
Bank
Conventional
Before you choose a bank in North Carolina
Confirm the company is licensed in North Carolina on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.
Our guide to finding a mortgage lender walks through each step.