10th Mortgage

Mortgage Lender serving Austin, TX

About 10th Mortgage

CMG Financial is a prominent direct mortgage lender, headquartered in San Ramon, California, and licensed to operate in all 50 states, the District of Columbia, Guam, Puerto Rico, and the Virgin Islands. As NMLS# 1820, CMG Financial specializes in simplifying the home loan process for a diverse range of borrowers, including first-time homebuyers and those seeking refinancing options.

The company offers a comprehensive menu of home loan products, including Conventional, FHA, VA, USDA, and Jumbo loans. CMG Financial distinguishes itself through innovative solutions like the 'All In One Loan,' designed to help borrowers pay off their mortgages faster by integrating their mortgage with a bank account. Additionally, they introduced 'HomeFundIt,' an industry-approved crowdfunding platform that assists with down payments, reflecting their commitment to making homeownership more accessible.

CMG Financial leverages technology to enhance the borrower experience, offering a dedicated mobile app, online application and pre-qualification tools, and a suite of mortgage calculators. Their focus on customer education, transparent processes, and widely available online resources has contributed to their strong reputation, evidenced by high customer satisfaction ratings.

Company Information

Lender Type: Direct Lender
Headquarters: San Ramon, CA

Licensed In

ALL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA ApprovedFreddie Mac Lender

Digital Capabilities

Online Application
Mobile App
Rate Calculator
Pre-Qualification Tool
Online Account Management

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramHomeReady ProgramHome Possible Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

FHA Loans

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerFHA 203kLow Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)

VA Loans

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)

USDA Loans

Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)

Jumbo Loans

Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)

All In One Loan

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Contact Information

Professional Licenses

NMLS ID: 1820
13706 Research Blvd st. 113
Austin, TX 78750
US
Mailing Address:
3160 Crow Canyon Road Suite 400, San Ramon, CA 94583

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Business Information

Category: Mortgage Lender
Location: Austin, TX
Status: Standard
Type: Direct Lender
NMLS ID: 1820
Profile Views: 12

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