123 Homeloan by LINQ Mortgage

Mortgage Broker serving Colorado Springs, CO

About 123 Homeloan by LINQ Mortgage

123homeloan is a local mortgage brokerage dedicated to providing an easy and hassle-free home loan experience. Based in Colorado Springs, CO, the company proudly extends its services across Colorado, Texas, and 47 additional states. They prioritize exceptional customer service, ensuring loan officers are readily available via call or text to offer personalized support throughout the mortgage process.

As specialists in FHA, VA, Conventional, and Non-QM home loans, 123homeloan focuses on being both approachable and highly proficient. Their expertise helps clients achieve various homeownership goals, from securing purchase loans and building equity to facilitating refinancing options and stabilizing housing costs. They also notably offer vital down payment assistance programs to make homeownership more accessible.

Distinguishing itself through its flexibility as a smaller brokerage, 123homeloan places complete customer satisfaction at the forefront. They are committed to finding the most suitable loan program for each unique borrower by discussing personalized rates and fees, ensuring every client feels confident and empowered on their journey to homeownership.

Company Information

Lender Type: Mortgage Broker
Headquarters: Colorado Springs, CO

Licensed In

COTX

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

FHA Home Loan Programs

Loan Types:
FHARefinance
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
580
Min Credit Score

VA Home Loan Programs

Loan Types:
VARefinance
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
580
Min Credit Score

Conventional Home Loan Programs

Loan Types:
ConventionalRefinance
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Non-QM Home Loan Programs

Loan Types:
Non-QMRefinance
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 Contractor
Income Verification:
Bank Statement
Special Programs:
Self-Employed Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Refinance and Home Equity Loan Programs

Loan Types:
RefinanceCash-Out RefinanceHELOCHome Equity Loan
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Contact Information

219 E Vermijo Ave
Colorado Springs, CO 80907
US
Mailing Address:
219 E. Vermijo Ave., Colorado Springs, CO

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Business Information

Category: Mortgage Broker
Location: Colorado Springs, CO
Status: Standard
Type: Mortgage Broker
Profile Views: 13

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