1st Advantage Federal Credit Union

1st Advantage Federal Credit Union serves the Hampton Roads and parts of Richmond and North Carolina areas. Membership is open to anyone who lives, works, worships, or attends school in these regions, as well as immediate family members of current members.

The credit union provides various financial services including student loan refinancing through a partnership with LendKey, auto and vehicle loans, credit cards with cash back rewards, home equity loans and lines of credit, mortgages, and personal loans. They also offer short-term loans called CashPlease with no credit check required.

1st Advantage aims to simplify financial processes and offer convenient solutions. They offer merchant services through Clover, providing point-of-sale systems to help businesses manage payments and operations. They emphasize community focus and accessible membership.