1st Capital Group

Mortgage Broker serving Lauderdale-By-The-Sea, FL

About 1st Capital Group

Innovative Mortgage Services, Inc., operating under the advertising website www.1st-capitalgroup.com, specializes in mortgage loans for both US citizens and residents, as well as foreign nationals and non-residents. The company collaborates with an extensive network of local, regional, nationwide, and private lenders, maintaining an exclusive relationship with a large real estate hedge fund to offer a diverse range of mortgage loan programs.

For US-based borrowers, Innovative Mortgage provides flexible conventional loan programs with expedited 48-hour official loan approvals. The firm also offers foreign national mortgage loan programs that feature limited documentation to streamline and speed up the loan process, catering to individuals seeking financing options for primary residences, second homes, vacation homes, or holiday homes.

Unlike larger banking institutions with less flexible conventional loan programs and limited foreign national mortgage options, Innovative Mortgage offers a variety of financing solutions to meet diverse needs. The company encourages potential borrowers to contact them with any questions and provides a Quick Pre-Qualification form for those wishing to start the pre-approval process.

Company Information

Lender Type: Mortgage Broker

Home Loan Products

Conventional Mortgages

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Available Terms:
10 years15 years30 years
80%
Max LTV

FHA Loans

Loan Types:
FHA
3.5%
Min Down Payment
96.5%
Max LTV

VA Loans

Loan Types:
VA
Special Programs:
Veteran Program

Foreign National Mortgages

Occupancy Types:
Second HomeInvestment Property
Income Verification:
No Income VerificationStated Income
Special Programs:
Foreign National Program
80%
Max LTV

ITIN Number Mortgage

Special Programs:
ITIN Program
90%
Max LTV

No Doc, Stated Income Mortgage

Income Verification:
Stated IncomeNo Income Verification
60%
Max LTV

Alternative Mortgages

Loan Types:
Non-QM

3 Months Bank Statement Loan

Loan Types:
Bank Statement
Employment Types:
Self-Employed
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

Contact Information

4403 W Tradewinds Ave 3rd floor
Lauderdale-By-The-Sea, FL 33308
US

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Lauderdale-By-The-Sea, FL
Status: Standard
Type: Mortgage Broker
NMLS ID: 250769
Profile Views: 0

Advertisement Space

Other Mortgage Brokers in Lauderdale-By-The-Sea, FL

First Financial

Lauderdale-By-The-Sea, FL