1st Los Angeles Mortgage Corporation

Mortgage Broker serving Hermosa Beach, CA

About 1st Los Angeles Mortgage Corporation

1st Los Angeles Mortgage operates as a California-based direct mortgage lender, specializing in a variety of home loan solutions tailored for purchase and refinance needs. With a strong emphasis on personalized service, the company prides itself on offering flexible loan programs, competitive low rates, and efficient pre-qualification processes.

Since its inception, 1st Los Angeles Mortgage has built a reputation for professionalism and client advocacy, as highlighted by numerous testimonials from satisfied customers. They distinguish themselves by providing comprehensive guidance, explaining all available options, and going above and beyond in customer support, even assisting with complex paperwork and negotiations.

The lender offers a broad spectrum of mortgage products, including conventional, FHA, VA, USDA, and Jumbo loans. Furthermore, 1st Los Angeles Mortgage caters to diverse borrower profiles through specialized Non-QM programs, which include options for self-employed individuals and investors utilizing bank statements or DSCR for qualification. They are committed to helping clients achieve their homeownership goals, whether it's a first-time purchase or a strategic refinance.

Company Information

Lender Type: Direct Lender
Headquarters: Los Angeles, CA

Licensed In

CA

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Fixed-Rate Mortgage Programs

Loan Types:
ConventionalFHAVAUSDAJumboNon-QMDSCRRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset Depletion
Available Terms:
30 years

Adjustable-Rate Mortgage (ARM) Programs

Loan Types:
ConventionalFHAVAUSDAJumboNon-QMDSCRRefinanceCash-Out Refinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset Depletion

FHA Loan Program

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
3.5%
Min Down Payment

VA Loan Program

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
0
100%
Max LTV

USDA Loan Program

Loan Types:
USDARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

Jumbo Loan Program

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)

Non-QM Loan Program

Loan Types:
Non-QMBank StatementDSCRInterest-OnlyRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement Program

Contact Information

2615 Pacific Coast Hwy
Hermosa Beach, CA 90254
US

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Business Information

Category: Mortgage Broker
Location: Hermosa Beach, CA
Status: Standard
Type: Direct Lender
NMLS ID: 252611
Profile Views: 0

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