1st Rate Mortgage

1st Rate Mortgage, represented by dedicated loan officer Clark Harvey, offers comprehensive mortgage solutions tailored to individual client needs. Operating from Washington, UT, they specialize in assisting homebuyers and homeowners across key Utah markets including Salt Lake City, St. George, and Provo. The firm prides itself on its deep understanding of the mortgage industry, guiding clients through the entire homeownership journey.

The company provides a wide array of mortgage products, encompassing conventional, FHA, VA, USDA, Jumbo, Reverse Mortgage, Non-QM, and Bridge Loans, alongside various refinance options like FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, USDA Streamline, Conventional, Commercial-Business, and Jumbo refinancing. Additionally, 1st Rate Mortgage distinguishes itself with niche offerings such as construction and renovation loans, catering to diverse property and borrower requirements.

Beyond residential offerings, 1st Rate Mortgage boasts significant experience in commercial and business lending, leveraging a vast network of over 500 financial institutions to offer more than 50 lending options. This expansive network, combined with their expertise in handling billions in loan volume, allows them to provide robust financing for needs like SBA, DSCR, Hard/Private Money, Fix and Flip, and Multifamily properties across all 50 states. They emphasize efficiency, aiming for a Letter of Intent within 10 days of review for commercial requests, underscoring their commitment to swift and effective service.