A. B. Nicholas LLC

A. B. Nicholas Securities Finance, established in 2010, positions itself as a "niche financier" specializing in stock-secured loans for business owners. They aim to provide better-than-market interest rates and higher cash release (LTV) percentages compared to traditional brokerages and banks. Their model involves partnerships with top-tier FINRA-member U.S. stock brokerages to facilitate funding. They charge a relatively low cost (1 point after funding) for their services.

The firm's primary objective is to enable clients to leverage their stock portfolios without selling their securities. A. B. Nicholas aims to provide fast funding without the fees and limitations often associated with margin-loan markets. They target individuals fed up with high rates and added fees from other institutions and those looking for alternatives to traditional SBA loans that require liens on assets.

Client testimonials highlight the benefits of keeping investments active while leveraging them for low-cost financing. A. B. Nicholas is presented as a beneficial tool for small business start-ups and second-career entrepreneurs with a minimum of $80,000 in marginable stocks, offering a flexible way to launch ideas or businesses.