ACG Lending

Mortgage Lender serving Huntington Beach, CA

About ACG Lending

ACG Lending operates as a full-service mortgage company based in Huntington Beach, California, serving homebuyers and homeowners across Orange County, Los Angeles County, Riverside County, and the broader State of California. They specialize in both home purchase loans and refinancing, offering a comprehensive suite of products including FHA, VA, USDA, Jumbo, and Conventional loans, alongside Home Equity Lines of Credit (HELOC) and specialized FHA 203k renovation financing.

The lender emphasizes a commitment to an "Amazing Customer Experience" facilitated by their "100% Digital Mortgage Option." This modern approach allows for a streamlined, hassle-free loan process, incorporating convenient features such as online applications and secure e-signatures with online notary services for closing. ACG Lending prides itself on making homeownership accessible and financially beneficial, with loan advisors available seven days a week to guide clients through selecting the best loan program for their individual financial goals.

ACG Lending aims to simplify the mortgage journey by providing clear information on loan options, from fixed and adjustable rates to interest-only structures. Their focus on digital efficiency and round-the-clock availability for expert advice underscores their dedication to convenience and personalized support, helping clients navigate affordability, LTV ratios, debt-to-income, and credit scores.

Company Information

Lender Type: Direct Lender
Headquarters: Huntington Beach, CA

Licensed In

CA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
E-Signature
Digital Closing

Home Loan Products

FHA Loan Programs

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFHA 203k
Available Terms:
15 years30 years
3.5%
Min Down Payment

VA Loan Programs

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
0
100%
Max LTV

USDA Loan Programs

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
0
100%
Max LTV

Conventional Loan Programs

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Jumbo Loan Programs

Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Home Equity Line of Credit (HELOC)

Loan Types:
HELOCHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Interest-Only Mortgage

Loan Types:
Interest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Commercial Loan Products

Commercial Loans

Loan Types:
Conventional CRECommercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/Warehouse

Contact Information

16152 Beach Blvd #131
Huntington Beach, CA 92708
US
Mailing Address:
16152 Beach Blvd Suite 101 Huntington Beach, California 92647

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Business Information

Category: Mortgage Lender
Location: Huntington Beach, CA
Status: Standard
Type: Direct Lender
Profile Views: 1

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