Unity West Lending

Mortgage Lender serving Huntington Beach, CA

About Unity West Lending

Unity West Lending, also operating as UW Lending of Texas, Inc., serves as both a direct lender and mortgage broker, extending its services to borrowers and homeowners across California, Texas, and Colorado. The company is dedicated to simplifying the financing process for home purchases and refinances, leveraging its expertise to navigate the mortgage landscape in these key states.

Distinguished by a commitment to offering highly competitive mortgage interest rates and options for little to no closing costs, Unity West Lending emphasizes a client-centric approach. They utilize technology to streamline processes and provide a wide array of home mortgage loan products tailored to individual needs and financial goals, ensuring quality service and personalized attention.

The lender encourages prospective clients to take advantage of their online tools, including interactive mortgage calculators and a secure pre-qualification application, to explore various mortgage scenarios. Their focus on transparency, competitive offerings, and dedicated client support aims to build trust and foster long-term relationships with homeowners.

Company Information

Lender Type: Direct Lender
Headquarters: Huntington Beach, CA

Licensed In

TXCOCA

Certifications & Credentials

NMLS Licensed

Digital Capabilities

Online Application
Pre-Qualification Tool
Rate Calculator
Digital Document Upload

Home Loan Products

Conventional Home Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years

FHA Loans

Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
10 years15 years20 years25 years30 years
3.5%
Min Down Payment

VA Loans

Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI Program
Available Terms:
10 years15 years20 years25 years30 years
0

Interest-Only Mortgages

Loan Types:
Interest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years

FHA & VA Streamline Refinance

Loan Types:
RefinanceFHAVA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years

HARP 2.0 Refinance Program

Loan Types:
RefinanceConventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years

Cash-Out Refinance Loans

Loan Types:
Cash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years

Reverse Mortgages

Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Alternative Income Verification Loans

Loan Types:
Non-QMBank StatementAsset Depletion
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Available Terms:
10 years15 years20 years25 years30 years

Contact Information

Fax: 888-814-2551

Professional Licenses

NMLS ID: 349874
5772 Bolsa Ave
Huntington Beach, CA 92649
US
Mailing Address:
8311 Amsterdam Dr, Huntington Beach, California 92647

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Business Information

Category: Mortgage Lender
Location: Huntington Beach, CA
Status: Standard
Type: Direct Lender
NMLS ID: 349874
Profile Views: 0

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