Allison Celeste

The Mortgage Collective, based in Houston, TX, positions itself as a purpose-driven mortgage provider dedicated to fostering generational wealth and empowering communities through financial literacy. They aim to deliver a world-class mortgage experience, ensuring clients feel confident and informed throughout one of life's most significant financial transactions. Their approach emphasizes education and personalized support to help clients achieve both short-term and long-term financial goals.

Specializing in a diverse range of home loan products, The Mortgage Collective offers Conventional, FHA, and VA loans, catering to a broad spectrum of borrowers including first-time homebuyers and veterans. A key differentiator is their expertise in "Entrepreneur Loans," providing flexible solutions like Bank Statement and Stated Income options for self-employed individuals and business owners. They also facilitate financing for second homes and investment properties, including Debt Service Coverage Ratio (DSCR) loans for investors.

While primarily focused on the Texas market from their Houston office, The Mortgage Collective prides itself on a servant-hearted leadership team committed to positively impacting the families they assist. They offer digital tools such as a mortgage calculator for payment estimates and streamline the application process, working with servicing partners like Fairway to ensure a smooth post-closing experience for their clients.