American Fidelity Financial

Mortgage Broker serving Lutz, FL

About American Fidelity Financial

American Fidelity, operating as Financing Tampa, is a mortgage lender based in Lutz, FL, dedicated to assisting individuals with securing home loans and refinancing solutions. They emphasize providing personalized service and guiding clients through the often-complex mortgage process, aiming to simplify the significant financial commitment of buying a home or refinancing an existing mortgage.

The lender's comprehensive product suite includes government-backed loans such as FHA, VA, and USDA, catering to a diverse range of borrower needs including those with lower down payment requirements or specific service backgrounds. In addition to these, they offer conventional options like the HomeStyle Renovation loan, which provides flexible financing for property purchases, refinances, and substantial renovations or energy efficiency improvements.

American Fidelity prides itself on treating clients with respect and delivering dedicated personal attention, working to help each individual qualify for and be approved for the ideal mortgage tailored to their unique situation. They blend accessible digital services, such as online quote requests and mortgage calculators, with a commitment to human support, ensuring a smooth and transparent lending experience.

Company Information

Lender Type: Direct Lender
Headquarters: Lutz, FL

Licensed In

FL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool
Online Account Management
Rate Calculator

Home Loan Products

HomeStyle Renovation Loan

Loan Types:
ConventionalRefinanceConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanEnergy Efficient Mortgage
Available Terms:
15 years30 years

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years

VA Loan Program

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramEnergy Efficient Mortgage
Available Terms:
15 years30 years
0

USDA / Rural Housing Loan Program

Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)
0

Refinancing Options

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Contact Information

4939 Van Dyke Rd
Lutz, FL 33558
US
Mailing Address:
4939 Van Dyke Rd Lutz, FL 33558-4813

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Business Information

Category: Mortgage Broker
Location: Lutz, FL
Status: Standard
Type: Direct Lender
NMLS ID: 334568
Profile Views: 5

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