American Home Lending USA LLC

American Home Lending USA, established in 2008, operates as a family-owned, independent mortgage lender committed to providing a wide selection of customized home loan options. Headquartered in Edwardsville, IL, the company prides itself on offering competitive wholesale mortgage rates, alongside a strong emphasis on personalized customer service, treating each client with individual attention rather than as just a number.

They specialize in a diverse array of residential mortgage solutions, including Conventional, FHA, VA, and USDA loans, with a particular focus on purchase, refinance, and cash-out options. American Home Lending USA is also dedicated to making homeownership accessible through various zero down payment and down payment assistance programs, such as the Florida Hometown Heroes Program and specific grants for first-time homebuyers. Their offerings include unique products like the Community Mortgage Home Loan, designed for flexible underwriting, and options for Jumbo, Home Rehab, and Reverse Mortgages, demonstrating their broad capacity to serve different borrower needs.

With licensing in 13 states—including Illinois, Florida, Texas, and California—American Home Lending USA combines local market knowledge with modern technology for efficient processing, aiming for fast closings often in as little as 14 days. Their commitment to client satisfaction is reflected in a high volume of referral business and an A+ rating with the Better Business Bureau, underscoring their decade-plus dedication to helping thousands of homeowners achieve their financial and homeownership goals.